The AT&T Universal Rewards card carries a reasonable APR on purchases and doesn't have an total annual fee. There is absolutely no interest applied to balance transfers conducted within the first yr. There will, however, be considered a minimum interest rate on cash advances, which is set at 19.99% at the moment. Therefore, even if the interest-related LIBOR charge falls to a 10-year low, the 19.99% rate will still be applicable to cardholders. The features of the platinum cardholder because the AT&T Universal Rewards Card is a platinum card apply. contains benefits including $1,000,000 in travel accident insurance, insurance for rental cars, fraud protection, and more. The AT&T Multi-Purpose Rewards Card will be most readily useful to cardholders who plan to utilize the rewards program or transfer interest-free balances during the first year of application.

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